Metal Roof vs Asphalt: Complete Comparison Guide

Feb 2, 2026 | Blog, Metal Roof vs Asphalt

When it’s time for a new roof, most homeowners find themselves debating one big question: metal roof vs asphalt, which is better?

In Minnesota, that question matters even more. Between heavy snow, hail, wind, and freeze-thaw cycles, your roof takes a beating year after year. Choosing the best roof material for Minnesota homes isn’t just about curb appeal. It’s about durability, energy efficiency, and long-term value.

If you’re weighing your options, this complete comparison will help you make a confident, informed decision.

Key Takeaways

  • Metal roofs last 40–70+ years, while asphalt typically lasts 15–30 years.
  • Asphalt is more affordable upfront, but metal often wins long-term value.
  • For harsh winters and storm resistance, metal is often considered the best roof material Minnesota homeowners can choose.

If you’d like personalized guidance, our team at Keystone Builders offers free roof estimates across the Twin Cities to help you decide what’s right for your home.

Metal Roof vs Asphalt: What Really Matters in Minnesota?

Before comparing features, it’s important to understand how Minnesota’s climate impacts roofing materials.

Our region brings:

  • Heavy snow loads
  • Ice dams and freeze-thaw cycles
  • Strong winds
  • Hailstorms
  • Intense summer sun

The wrong material can fail early. The right one can protect your home for decades.

When evaluating metal roof vs asphalt, you should focus on:

Lifespan

  • Weather resistance
  • Maintenance needs
  • Energy performance
  • Long-term cost

Let’s break each down clearly.

Trusted Asphalt Shingle Roofing

Lifespan: How Long Will Each Roof Last?

Metal Roofing

Metal roofs typically last 40 to 70 years, sometimes longer. With proper installation, many homeowners never need another replacement.

Metal resists cracking, shrinking, and moisture damage. It also handles temperature swings extremely well.

Asphalt Shingles

Standard asphalt shingles last 15 to 25 years. Architectural shingles may reach 30 years with good maintenance.

In Minnesota’s climate, ice and wind can shorten that lifespan if shingles are not high quality.

Winner for longevity: Metal

Durability: Which Handles Minnesota Weather Better?

Snow & Ice

Metal roofing naturally sheds snow. Its smooth surface helps prevent heavy buildup and reduces ice dam risk.

Asphalt shingles rely more heavily on proper ventilation and underlayment to prevent ice dam damage.

Wind

Metal roofs can withstand winds up to 140 mph when properly installed.

High-quality architectural shingles also perform well but are more prone to blow-off during severe storms.

Hail

Metal roofing often earns a Class 4 impact rating, the highest available.

Asphalt shingles can crack or lose granules after hailstorms.

If durability is your priority, many contractors consider metal the best roof material Minnesota weather demands.

Winner for durability: Metal

Cost: Upfront vs Long-Term Investment

Asphalt Shingles

  • Lower upfront cost
  • Faster installation
  • Budget-friendly for shorter-term homeowners

Metal Roofing

  • Higher upfront investment
  • Lower lifetime cost
  • Minimal maintenance
  • Longer replacement cycle

While asphalt is cheaper initially, you may replace it two or three times over the life of one metal roof.

In the metal roof vs asphalt cost debate, asphalt wins upfront, but metal often wins long-term value.

Maintenance Requirements

Metal Roof

  • Minimal maintenance
  • Occasional inspections
  • Rare need for repairs

Asphalt Roof

  • Periodic shingle replacement
  • Potential moss/algae cleaning
  • More storm-related repairs

If you prefer low-maintenance protection, metal is often the better fit.

Energy Efficiency

Metal roofs reflect solar heat, which helps reduce summer cooling costs. Many come with reflective coatings.

Asphalt shingles absorb more heat, especially darker colors.

In Minnesota, cooling costs aren’t as extreme as southern states, but energy efficiency still matters, particularly in attic temperature control.

Metal generally performs better in this category.

Appearance & Style

Asphalt shingles offer:

  • Wide color options
  • Traditional look
  • Architectural depth

Metal roofing offers:

  • Standing seam panels
  • Shingle-style metal options
  • Modern or rustic aesthetics

Both can look excellent. Your home’s architecture and neighborhood style will influence the right choice.

Important Factors to Consider Before Choosing

When deciding between metal roof vs asphalt, ask yourself these questions.

How Long Will You Stay in the Home?

If you plan to move within 10–15 years, asphalt may make sense.

If this is your forever home, metal offers long-term peace of mind.

What’s Your Budget Today?

Asphalt requires less upfront investment.

Metal requires more initial capital but fewer future replacements.

How Important Is Maintenance?

Metal requires very little upkeep.

Asphalt may need periodic repairs.

How Important Is Storm Resistance?

Metal often ranks as the best roof material Minnesota homeowners choose for extreme durability.

Quick Comparison Summary

When comparing metal roof vs asphalt, here’s how they stack up side by side:

  • Lifespan: Metal roofing typically lasts 40–70+ years, while asphalt shingles generally last 15–30 years.
  • Upfront Cost: Metal roofs cost more initially, whereas asphalt shingles are more budget-friendly upfront.
  • Maintenance: Metal requires minimal maintenance over time, while asphalt may need moderate upkeep and occasional repairs.
  • Snow Shedding: Metal roofs shed snow extremely well, helping reduce buildup. Asphalt performs moderately in this area.
  • Hail Resistance: Metal offers very high impact resistance. Asphalt provides moderate protection, depending on shingle grade.
  • Energy Efficiency: Metal reflects heat efficiently, making it more energy efficient. Asphalt absorbs more heat and performs moderately by comparison.

This breakdown makes it easier to evaluate which material aligns with your budget, maintenance preferences, and Minnesota’s weather conditions.

Which Roof Is Right for You?

There isn’t a universal answer in the metal roof vs asphalt debate.

If you want:

  • Maximum lifespan
  • Minimal maintenance
  • Superior storm protection
  • Long-term investment value

Metal roofing may be your best choice.

If you prefer:

  • Lower upfront cost
  • Traditional appearance
  • Easier short-term budgeting

Asphalt shingles may be the right fit.

The best roof material Minnesota homeowners choose depends on lifestyle, budget, and long-term goals.

Trusted Metal Roofing Company

FAQs: Metal Roof vs Asphalt

Is a metal roof better than asphalt in Minnesota?

Yes, in many cases, a metal roof performs better than asphalt in Minnesota due to snow shedding, wind resistance, and longer lifespan.

Is metal roofing worth the extra cost?

In the long run, metal roofing often pays for itself through durability, energy savings, and reduced replacement cycles.

What is the best roof material for Minnesota weather?

Many roofing professionals recommend metal for maximum durability, though high-quality architectural asphalt shingles also perform well.

Does metal roofing increase home value?

Metal roofing can improve resale value due to longevity and energy efficiency.

Is a metal roof noisy during rain?

When installed with proper underlayment and insulation, metal roofing is no louder than asphalt shingles.

Making the Smart Roofing Decision

Choosing between metal roof vs asphalt isn’t just about cost. It’s about protecting your home for decades.

Minnesota weather is demanding. Your roof should be built to handle it.

At Keystone Builders, we install both high-quality asphalt shingle roofing and durable metal roofing systems designed specifically for Twin Cities homes. Our certified and insured team will walk you through your options, explain warranties, and provide an honest assessment, no pressure.

If you’re ready to protect your home with a roof built to last,

Schedule your free roof estimate today.

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